Insure Yourself aganst Identity Theft

18.1 Definitions in this section
You means the policyholder and other people we insure under this section.

 

18.2 Who we insure
18.2.1 We insure the policyholder, their spouse and any family members named in theschedule. To be insured, the person must permanently live with the policyholder and
be financially dependent on the policyholder.

 

18.3 What we insure
You must have cover at the time of the identity theft
18.3.1 We only compensate you under this section when both of the following conditions
are met:
18.3.1.1 the identity theft (as described below) happens;
18.3.1.2 a claim is brought against you by a creditor or collection agency or
someone acting on their behalf or you become aware of a possible claim
under this section.
18.3.2 You may claim for identity theft that took place any time from the start