Hospital Cash Plan
Definitions in this section
You means the policyholder and other people we insure under this section. Medical practitioner means a qualified and registered Medical Practitioner. Under this section, a Medical Practitioner cannot be you or a member of your immediate family. Accident means an event that is external to the body that you could not avoid, that you did not intend and that you could not have expected or foreseen.Start date means the latest of the following dates:
• the date on which insurance starts, as given in the schedule;
• the date that any change in the limit of compensation became
effective;
• the date that any person was added to this section.
15.2 Who we insure
15.2.1 Under this section, we only insure the policyholder, their spouse, their children, the
policyholder’s parents and the policyholder’s spouse’s parents. Children include all
the policyholder’s unmarried children. We only compensate people who are all of
the following:
• named in the schedule;
• normally living with the policyholder;
• for a child, older than 6 months and younger than 18 years old;
• younger than 80 years old;
• permanently resident in South Africa. However, this insurance will apply if you leave
South Africa for periods of less than three months at a time.
15.2.2 Each person may only be insured by one Hospital Cash Plan that we issue.